Publication : unpaid debt

Article Publishing

~ unpaid debt

A man gets a letter in the mail from a collections lawyer regarding a $745 outstanding debt. It is for outstanding cell phone charges. The man never paid the debt because the charges were false (roaming charge mistake). He tried to fight the charges as he is not responsible for them, but gave up, and now it is coming back to haunt him, or is it? The cell phone company refused to drop the extra bill charges even though it was their mistake. If he doesn't pay the lawyer within 10 days it will have a severe impact on his perfect credit file.

The lawyer (in another state) recognizes the name of the man without outstanding debt. She used to live in that province and go to school with a guy with the same name. When she gets hired by the cell phone company to collect the debt she looks his name up to confirm it is her old school mate and not someone else. After doing research she confirms that it is indeed him. After she confirms that it is him, she pays of the debt out of her lawyer funds account. She doesn't want to risk his credit file being damaged and since he is an old school mate he does him a favor and pays it ahead of time so the cell phone debt does not severely affect his credit file. She hasn't spoken to him or written to him yet and does this all ahead of time.

She sends him a letter on expensive paper outlining that he must pay the debt, that it has already been paid and that he must meet her. When he receives the letter for the $745 debt he is confused, and pissed off - as these charges were a mistake and he does not want to pay for roaming charges that were not his responsibility. However his credit file is at risk so he decides that not paying the $745, is a risk to his credit file, and he will just pay it and fight them later. He sends a certified cheque for $745 ASAP before his credit file gets wrecked.

There is a form to be filled out which asks for the amount being paid, return address to send any closure forms to, and your status: "single, married". He stops and looks at the question "single, married" on the form and says "what in fucks name does this have to do with a debt? Whether I'm single or married is none of their damn business. He marks single anyway even though the question is irrelevant

He writes a somewhat nasty letter to the lawyer saying how he is several states (or provinces) away and that meeting would be absurd. In the envelope he sends to her, he attaches a penny and tapes it to her letter (expensive paper) and says "I'm sending you the cheque for the debt. The debt is a mistake, these roaming charges are an error. $745 is pocket change though, so I'll pay the debt off to save my credit file from being completely wreched, even though these charges are not correct and I do not owe this money. Here's some pocket change to reimburse you for the paper; looks like you spent $7.40 per sheet on this stuff. What in the hell are you doing working on a $745 case any way? The amount of time you spend on this will probably cost you more than $745 (pocket change for a lawyer like you) so it does not make financial sense; plus the way you go through expensive paper you'll likely never recover $745 out of this even if I pay it immediately, which I am."

She (the lawyer) receives the letter, opens it, and laughs at the penny taped to the letter. She sends a letter back to him with the penny attached, and sends his cheque back to him. Her letter says "thank you, this debt has already been paid, please contact me so we can meet as this is mandatory". He receives the letter and does not understand what is going on. He sent a cheque to her, she returns it, and says the debt has been paid already. What the hell is she talking about? So he calls her and asks what this is about, as he is concerned that since she returned his cheque, the debt is in fact not paid. When he calls her she confirms that the debt has been paid out of her funds. So he says "so I need to reimburse you since you sent my cheque back?" She says "no, the debt has been paid, but we will need to meet". He says "what the hell are you talking about, I cannot meet you as I'm several states away, I sent you the cheque to pay this debt. We can do this by mail.".. "She says well if it comes to it I'll have to come to your province, there is an office in your city where we can meet. This lawyer firm has an office there". He says "why would we need to meet if I can just send you the money by cheque? I already sent you the money and you returned it. Is my credit file in jeopardy?" she says "the debt has been paid out of my funds, there is no need to worry. But it is mandatory that you make an appointment so we can meet, I'll be in your state on such and such date". So they make a date in his city at the firm, and he still doesn't understand what is going on.

When he arrives at the lawyer office to see her she is wearing an extremely attractive dress and smiles and flirts with him. He refuses to play games with her as he feels he is being jerked around. He does not realize it is an old school mate which he took religion class with in high school in Grade 10. They only took one class together, religion, and rarely saw each other - but he was attracted to her in religion class and she was attracted to him.

The lawyer meeting continued and instead of having a conversation about the debt they discussed several intellectual topics. Finally he (Lars) says "Look, what is this about. I want this debt paid". Then she says "you don't remember? religion class?".. She is wearing exactly the same dress that she wore in religion class when they were taking sex ed one day. He says "huh?". She pauses, smiles, stares at him flirtatiously and does not say anything. She keeps smiling in an extremely sexy way and he doesn't know what she is talking about. She says "I'm Christina Henriques we went to school together?" Then he starts remembering back and trying to remember all the religion classes he ever went to. Finally he remembers a girl sitting far across from him (the desks were arranged in one big square in the room so all the students could see each other). He remembers back to a religion class on sex ed week where they were talking about rape. One subject came up in class "can a male be raped by a woman?". Christina Henriques put up her hand (she was a jokester in the class), and stared into Lars' eyes and says to the teacher "Yes a male can be raped. I want to rape a guy in this class but it wouldn't be rape it would be consentual"...Everybody laughed but these Grade 10 students were too shy and young to actually be interested in sex, so they just of course thought the joke was funny and that she was not serious. Of course Christina was actually trying to give him a hint in class that she liked him, using the most absurd vulgar joke. Still they were to shy, and that was the only class and year they saw each other, so they never dated.

After he remembered this religion class, he remembered that on that day she was wearing an attractive dress during that class. This appeared to be exactly the same dress she was wearing now in the lawyer office. Finally he realizes that the reason she may want to meet him has nothing to do with the debt and she just wants to date or meet again. All the blinds are closed in the large room they are in (meeting room) and there is a table in the center. He says to her "is that door locked?" which is the only door into the room that they are in. The door is closed. She says "I don't know". Then he says, seriously, "does that door HAVE a lock?". She says "I'm not sure". He walks over to the door, locks it, and looks at the blinds to make sure they are closed, really closed. He does a walk by of all the windows and checks every blind. Then he sits back down. He says "get out of your chair". Then she says "why?". He says again "get up from your chair." She smiles and pauses. She is remained seated. Then he gets up and says "I need you to get up from your chair right now.". She gets up, he goes over to her, grabs her arm and pulls her to the nearest wall, aggressively, pegs her up against the wall, pulls up her dress roughly and they start making out and grinding each other. They are all over the room, chairs are knocked down, items are thrown off the desk on the ground. She gets thrown down (gently) on the desk and they start having full sex in the lawyers office in the meeting room with chairs on the floor and the entire room in chaos. They fuck on chairs, desks, the floor, against the wall. He says to her as he is fucking her hard "is there anyone in this lawyer office that is going to be concerned about what is going on in this room and the noises were are making in here?" She says "I warned them that I am meeting an old school mate that I had a crush on and that I need this office space for a few hours if not the entire day". They continue fucking and can't stop as they are are so attracted to each other that they must get every last one of their sexual frustrations out on each other.

After having sex for what appears to be hours, they cuddle on the desk and talk. Then there is a knock on the door. They don't answer it and ignore it and say "please don't disturb, we are in a meeting". The person at the door says "I have something for you, I left at at the door, I'm not going to disturb you, just please at some point take the item at the door, it's right outside the door. The person (receptionist) leaves. They go over to the door and open it carefully but open it not too much as they are naked and someone could see them. At the door is strawberries and a few cans of spray whip cream. She says "I think they understand what is going on here". The take the strawberries and whip cream into the room and start eating them and spreading whip cream on each others bodies, and have sex yet again, as they are still frustrated and severely attracted to each other. During conversation in the lawyer room she says "you understand why I sent you that form to fill out in the mail with it asking you if you were single, or married, right?"... Then he says "I sort of see why that question was on the form now, but it seemed ridiculous at the time". Then she says "you understand that none of this would have happened if you marked "married" on that form, right?" He says "yes, that makes some sense". Then she says "you are not married right? you didn't just put down single because you predicted that this was going to happen". He looks at her, smiles for a long time, pauses. She gets impatient with a puzzled sexy look on her face "you aren't married, right?". This conversation occurs when they are about to leave the lawyer office. He says "guess you'll just have to figure out on our next date."...She says "uhm" and is frowning. Then he waits a bit, and says "No seriously, I'm single, I knew none of this would happen and had no clue who you were, I did not remember your name when you sent me the debt collection notice. We only took religion class together and it's hard to remember people's names who you only knew that briefly in your past. But the dress. The dress, that is something I remember. Then I remembered your name and where you sat in class, and that irresistible dress you wore occasionally." The dress she wore was not super short and she was not an easy or loose girl at all, in fact she was a goody two shoes and the dress was conservative (but still sexy). After all one has to have good marks in school to become a lawyer so she was not exactly a jock's girl or cheerleader, just a smart student, very attractive, and sometimes wore a sexy conservative dress to school.